Telephone: 01444 475400
Telephone: 01444 475400
These are the terms and conditions ("Website Terms and Conditions") which apply to your use of this website together with our Privacy Policy. Please read the information provided carefully and if you have any questions we are here to answer them for you. You can get in touch by emailing us at: financialadvice@cavanagh.co.uk.
This site is only directed at and the services highlighted, are only available to persons in the United Kingdom and on a limited basis, UK nationals in some other EU states. Nothing within this site constitutes an offer or solicitation of any nature to sell or advise upon investments to anyone in any jurisdiction outside the United Kingdom within which such jurisdiction an offer, solicitation or distribution would be unlawful.
This Website is here to provide information about Cavanagh only. The Website does not constitute an offer of contract or the provision of advice nor does it in any manner extend any other obligation to you by Cavanagh.
These Website Terms and Conditions exist solely and separately to, any ‘Client Agreement’ which you may have entered into formally as a Cavanagh client. In the event of any conflict between the Website Terms and Conditions and any current existing Cavanagh Client Agreement, the terms and conditions of the Cavanagh Client Agreement shall prevail.
This Website is provided by Cavanagh in conjunction with the other Cavanagh companies whose details are set out on the Website.
This Website may also contain hypertext links to, or information from, websites operated by other third parties (i.e. persons or companies outside of the Cavanagh group of companies).
Where the Website includes any such information and/or links, these are for information purposes only and Cavanagh makes no representation whatsoever about any such link, website or content. Separate terms and conditions may also apply to such websites. Cavanagh accepts no responsibility for the content of, or your use of, any website which is accessed via a hypertext link from this Website.
Cavanagh does not warrant or in any manner guarantee that this Website is free of viruses, worms, Trojan Horses or technical defects of any description‚ and accepts no responsibility for any technical problems arising from your use of this Website. We endeavour to ensure that this Website is accessible for 24 hours a day but will not be liable if‚ for any reason‚ the Website is unavailable for any reason for any time or for any period of duration.
Cavanagh reserves the right at any time to suspend access to the Website (or to any part of it) temporarily or permanently, for maintenance, upgrades and for any other reason, without notice. We will however endeavour to minimise any such suspension.
At any time, access to and use of certain parts of this Website may be restricted to registered users, regarding which further terms governing access may apply. When applicable, such terms shall be drawn to your attention during the registration process. Cavanagh may, at its sole discretion refuse to register a user or to provide access to certain parts of the Website to certain users, without providing reasons for doing so.
The information contained on this Website is provided for information purposes only and cannot be regarded as constituting advice or recommendations (professional or otherwise). Cavanagh will use reasonable care and skill to ensure that information contained on this Website is accurate at the date of publication. However‚ because of the nature of the internet‚ information on the Website may not always be accurate or complete.
Cavanagh reserves the right to make any amendments and changes to the information on the Website. In addition, any references to details of products or services, including pricing, are subject to change without notice.
Cavanagh reserves the right to make amendments and changes to these terms and conditions without notice to you from time to time in order to reflect, among other reasons, changes in market conditions affecting Cavanagh business, changes in technology, changes in relevant laws and or regulatory requirements.
Any such amendment shall be effective once the revised terms and conditions have been posted on the Website. You shall be responsible for reviewing the terms and conditions of the Website each time you use the Website and we will treat your use of the Website as signifying your acceptance of the terms and conditions applicable at the time you access the Website.
Cavanagh takes all reasonable steps to ensure that any information provided, electronically or otherwise, by you as a result of your access to this Website is kept secure‚ but please remember that‚ because of the nature of the internet‚ the security of emails cannot always be guaranteed. There is no guarantee that any emails that may be sent will be received by us.
Please also refer to our Privacy Policy.
All warranties, conditions, representations and terms, whether these are express or implied whether by statute, common law or otherwise, with respect to this Website and its content, including but not limited to, implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy are excluded from these Website Terms and Conditions to the extent that they may be excluded as a matter of law. Further, Cavanagh does not warrant that the Website will be uninterrupted or error free or that any defects will be corrected.
To the fullest extent permitted by law, Cavanagh shall not be liable (whether in contract or tort, including negligence or breach of duty, or otherwise) for any damage, loss or liability sustained or arising out of or in connection with:
To the extent permitted by applicable law, Cavanagh expressly disclaims all liability howsoever arising whether in contract, tort (or deceit) or otherwise (including, but not limited to, liability for any negligent act or omissions) to any person in respect of any claims or losses of any nature, arising directly or indirectly from: (i) Anything done or the consequences of anything done or omitted to be done wholly or partly in reliance upon the whole or any part of the information of this Website; and (ii) The use of any data or materials on this Website or unauthorised access to this Website or otherwise.
Cavanagh will not be responsible for any breach of these Website Terms and Conditions caused by circumstances beyond its reasonable control.
Nothing in these terms and conditions shall exclude Cavanagh’s liability for death or personal injury resulting from Cavanagh’s negligence. You shall be liable for and shall indemnify Cavanagh and/or, where applicable Cavanagh's subsidiaries, officers, directors, agents, licensors, successors and assigns from against any and all claims, actions, liabilities, losses, damages and expenses (including legal expenses) of any kind which arise out of or in connection with, directly or indirectly your breach of these Website Terms.
Cavanagh (or its subsidiaries or licensors) own the copyright and all intellectual property rights existing on or within this Website (including but not limited to all database rights, trademarks, registered and unregistered trademarks, service marks and logos). Nothing in the Website shall confer on any person any licence or right with respect to any such intellectual property. Cavanagh's name may not be used in any way, including in advertising or publicity pertaining to distribution of Information without our prior written consent.
The images, logos and names on the Website which identify Cavanagh or a provider of products or services from time to time are the proprietary marks of Cavanagh or the provider concerned. Nothing in the Website shall confer on any person any licence or right with respect to any such image, logo or name.
You are not permitted to download‚ print‚ redistribute or extract any information from this Website other than for your personal‚ non-commercial use.
You are not permitted to reproduce‚ copy, redistribute, modify or in any way change any of the information available on this Website.
You agree to indemnify and keep indemnified, Cavanagh, its officers, directors, agents, licensors, successors and assigns against all liabilities, claims, losses, costs, damage and expenses including legal fees incurred by Cavanagh should you breach any of the terms of this section (Copyright and other Intellectual Property Rights).
Any personal information you supply to Cavanagh via this Website will be treated in accordance with the Data Protection Act 1998.
Additional information regarding the privacy of personal data‚ and the use of cookies is available in Cavanagh’s Privacy Policy. You acknowledge and agree to be bound by the terms of Cavanagh’s Privacy Policy
Applicable laws may require that certain information or communications be in writing. When using the Website, you accept and agree that communication with Cavanagh may be electronic. Cavanagh may contact you by email or provide you with information by posting notices on this Website. For any contractual purposes, you agree to electronic means of communication and you acknowledge that all contracts, notices, information and other communications that Cavanagh provides to you electronically comply with any legal requirements that such communication be in writing. This provision does not affect your statutory rights.
If any of these terms and conditions are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which such terms and conditions are intended to be effective, then to the extent of such illegality, invalidity or unenforceability, in relation to such state or country only, such terms or conditions shall be deleted and severed from these terms and conditions and the remaining terms and conditions shall survive in full force and effect.
If Cavanagh fails at any time to insist upon strict performance of any of your obligations under these Website Terms, or if Cavanagh fails to exercise any of its rights or remedies to which Cavanagh is entitled under these Website Terms, this shall not constitute a waiver of such rights or remedies and shall not relieve you from compliance with such obligations.
These Website Terms set out the whole of Cavanagh’s agreement relating to your use of this Website. Nothing said by any individual person on Cavanagh’s behalf or purportedly on Cavanagh’s behalf, should be understood as a variation of these Website Terms.
Cavanagh have established this Website in the United Kingdom. United Kingdom Law shall govern its use at all times and in the event of a dispute the parties shall irrevocably submit to the exclusive jurisdiction of the Courts of the United Kingdom.
Questions, comments and requests are warmly welcomed therefore please get in touch by contacting us at the contact points provided.
We know that sometimes things go wrong and, in the unlikely event this happens, we want to put it right. If you are a client of Cavanagh you are valued by us, therefore we want you to tell us if our advice or service does not meet your expectations. We take all client dissatisfaction seriously and seek to use the lessons learned in order to improve the services we provide clients. If you wish to provide us with feedback on your experience with Cavanagh please let us know via the contact points provided. If you are a client and wish to make or submit a formal complaint, please do so via any of our contact points
An initial conversation with one of our Financial Experts will quickly reveal how we can help you achieve a competitive edge.
The Courtyard,
Staplefield Road,
Cuckfield,
West Sussex
RH17 5JT
0844 264 0705
